使用離岸賬戶的結(jié)匯方式可以滿足企業(yè)一般的結(jié)匯需求，但一旦發(fā)生大額結(jié)匯，就會遭遇每年5萬美元的結(jié)匯額度。

In this case, simply opening an individual foreign exchange payment account in Yiwu can solve this problem. Afterward, applying to the bank to open a foreign exchange settlement account can break through the annual $50,000 foreign exchange settlement limit.

Advantages include:

1. 快速收匯

義烏個體戶外匯辦理的感覺就是快。這樣，一年結(jié)匯量高達1000萬美金，充分滿足大多數(shù)從事國際貿(mào)易的企業(yè)的需求。您不必再找人幫您處理與個人SOHO或跨境電商的往來。

Convenient Foreign Exchange Settlement

Yiwu individual business owners can deposit foreign currency into bank accounts with very simple procedures, directly handling it without submitting documents to the bank, and there are no so-called remittance fees. This saves a portion of the costs.

Policy Support

Under the CRS policy, major banks have tightened the standards for opening offshore accounts. In contrast, the state has implemented a foreign exchange reform pilot in Yiwu. The municipal government actively responds. To encourage cross-border transactions by individual businesses, Yiwu banks have preferential policies for opening foreign exchange settlement accounts to handle foreign exchange settlements. With the support of this policy, this foreign exchange payment method is highly secure.

Cannot directly remit in USD.

Although this method has many advantages, it also has certain disadvantages. Unlike offshore accounts, individual business accounts cannot directly transfer USD. In actual transactions, they are widely paired with offshore accounts of Hong Kong companies, meaning internal transaction settlements use Yiwu foreign exchange settlement accounts, while Hong Kong offshore accounts are used for external payments.